Who seller financing is for
Primary residence sellers ready to offer seller financing, investors structuring seller finance notes, buyers who need to buy a house with seller financing when conventional loans fall short, and agents guiding creative closings—including tiny home and mobile home deals.
How seller financing works here
- Calculate — model seller proceeds and monthly payments before you negotiate.
- Screen / agree terms — invite buyers to prequal and lock the deal.
- Manage the note — after closing, track payments and docs in OwnerFi Pro.
What people say
"Clear numbers before we offered seller financing."
- Seller"Helped us model payments when the bank said no."
- BuyerSell with seller financing—keep the note as income
Use seller financing to close when bank buyers can't. See how much will I make seller financing with the Seller Proceeds calculator, screen buyers with prequal, share a flyer with agents, then create the loan in OwnerFi Pro.
- Estimate seller proceeds before you list or negotiate
- Pre-qualify buyers and share agent flyers
- Create and manage the seller-financed note after closing
Buy a house with seller financing when banks say no
Use the seller financing calculator below to see monthly payment and balloon terms. When a seller or agent invites you, complete prequal in OwnerFi Pro.
- Model monthly payments and balloon dates
- Complete seller/agent prequal when invited
- Stay aligned on payments and documents after closing
Use the seller financing calculator below to estimate monthly payment and amortization. For seller proceeds (cash at closing plus note income), open the free tools in the app.
Owner Financing Calculator
Enter loan terms to see monthly payment and amortization schedule. Start date is assumed to be the 1st of next month ().
Amortization schedule
| Date | Payment | Interest | Principal | Balance |
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After you close: track the loan in OwnerFi Pro
Once the seller-financed deal is done, OwnerFi Pro keeps payments, messages, documents, late fees, and re-amortization in one place—so you are not stuck in spreadsheets and email chains.
Why use OwnerFi Pro after a seller-financed closing
From the Blog
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Pros and cons of seller financing for sellers
Tradeoffs of offering seller financing: monthly income, risk, liquidity, and legal considerations.
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How to buy a house with seller financing
Buyer checklist for seller financing: down payment, rates, balloons, and prequalification.
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Seller proceeds explained for seller financing deals
Understand seller proceeds when you carry a note: cash at closing, remaining balance, and interest income.
No documents listed yet. Check back soon.
Open seller financing tools
Seller proceeds, payment calculators, and more—free in OwnerFi Pro.